Welcome To
Stephen James Enfield MINI.

0% APR Terms and Conditions:

Hedin Automotive trading as Stephen James Enfield is a credit broker not a lender.

¹ 15% minimum deposit required. 0% APR available on a 36 month MINI Select (PCP) agreement on the MINI Cooper Electric and MINI Aceman models ordered and delivered by 30 June 2026 (subject to availability) at participating MINI Retailers. Retail customers only. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable).

Financial Terms and Conditions:

Hedin Automotive trading as Stephen James Enfield is a credit broker not a lender.

Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. ‘MINI Select’ is a form of hire purchase agreement provided by MINI Financial Services, a trading name of BMW Financial Services (GB) Ltd, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. Hedin Automotive trading as Stephen James Enfield introduces customers to MINI Financial Services only for vehicle finance. We do not consider finance offered by other lenders and do not provide independent financial advice. If you enter into a finance agreement, MINI Financial Services will pay us a fixed commission. The amount of commission varies for different vehicle models. The APR and the interest rate that you pay for your finance agreement with MINI Financial Services is fixed by them. Hedin Automotive cannot change the APR and/or the commission for your finance agreement. MINI Financial Services takes into account the payment of commission when they set the APRs which we offer to customers. The amount of commission will be disclosed to you in good time before you sign the finance agreement. Stephen James Enfield will arrange the sale of the vehicle from MINI UK to MINI Financial Services.